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Doctor Loan Program

Doctor Loan Program: Homeownership for Healthcare Professionals

Welcome to our exclusive Doctor Loan Program, tailored specifically for individuals who have dedicated their careers to improving human health services. This specialized loan offering is designed with healthcare professionals' unique financial and career trajectories in mind. We aim to facilitate seamless homeownership, recognizing the sacrifices and contributions of those holding a Doctorate in Human Health Services. Here's everything you need to know about our program, which is available exclusively for properties in York Country and Cumberland Counties in Maine.

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No Down Payment Required

Dive into homeownership without the upfront financial burden. Our Doctor Loan Program eliminates the need for a down payment, making your dream home a reality sooner than you imagined.

No Mortgage Insurance

Say goodbye to additional monthly costs. Unlike conventional loans, our program does not require paying mortgage insurance, lowering your monthly expenses.

Primary Residence Only

This program is designed for those seeking a home, not an investment. Your new property must be your primary residence, ensuring you will live in the community you are here to serve.

Flexible Employment Start Date

We understand the transition periods in a healthcare professional's career. That's why we offer the flexibility for your new job to start within six months of closing on your home.

Financial Stability

While reserves may be required, they are a step towards ensuring financial stability as you embark on homeownership and your new career phase.

Loan Diversity

Whether your dream home exceeds conventional loan limits or not, our program caters to both Conventional and Jumbo Loans, allowing you to choose a home that truly meets your needs.

Credit Worthiness

You must have a minimum credit score of 680 to be eligible for our program, reflecting your financial responsibility and readiness for homeownership.

Educational Requirement

Exclusive to those with a Doctorate in Human Health Services, our program acknowledges the extensive education and training you've undergone to serve the community.

Focused in York and Cumberland Counties

Understanding the importance of community, our program is exclusively available in York Country and Cumberland Counties in Maine. This focus ensures that the benefits of our program enrich the local areas, supporting the housing needs of healthcare professionals within these communities.
 
Our Doctor Loan Program is more than just a loan offering; it recognizes the invaluable service healthcare professionals provide to society. By eliminating traditional barriers to homeownership, we aim to empower you to take the next step in your personal and professional journey with confidence and support. Let us help you finance a home where you can relax, recharge, and continue to make a difference in the world.

Acadia Lending Group LLC

We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.

207-653-6267

207-899-4503

ksmith@acadialending.com

10 Donald B Dean Dr, Suite# 2
South Portland, ME 04106

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Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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